The Thrift and Credit Society

DNES Employees Co-operative Thrift & Credit Society Ltd.

Our Society promotes savings, offers low-interest loans for members’ needs, and focuses on moral, educational, and physical improvements, fostering thrift, self-help, and mutual assistance for economic and social welfare.

About Us

DNES Employees Co-operative Thrift & Credit Society Ltd.

The main object of our Society is to promote the savings habit of the members and loans to its members on nominal interest rate for useful purposes & emergency needs with the ultimate aim of improving the living standards of the members, promotion of their moral, educational & physical improvements and encourage the spirit and practice of thrift, self help and mutual help with no profit motive among members, to serve for Economic Development and Social Welfare of members, staff of the society and their children. The Society continues to progress and offers to meet the expectations of the members, true to the Cooperative tradition and spirit. Here, Some of Our Loan Scheme: 

(I) Ordinary / General Loan:-

The loan amount up to maximum of Rs. 1,00,000/- or ten times of share money whichever is less.

(II) Emergency Loan:-

 The loan amount up to maximum of Rs. 20,000/- within the limit of Rs. 1,00,000/-

139+

Members

50 Lakh+

Total Loan Outlay

10%

Maximum Interest

1,00,000

Maximum Loan Limit

Salient Features Of The Society

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Management

Managing Committee meetings are held regularly.

Regularity

General Body Meetings, Elections, Audit are held regularly.

Maintenance

Well-furnished office.

Professionality

Well behaved staff.

Schemes

Welfare schemes for Members.

Tax Rules

No tax deducted at source

JOIN THE SOCIETY

The members should be a permanently employed in the Ministry of New and Renewable Energy.

When a person’s application for membership has been accepted by the committee and he has paid, share money of ₹ 10000/- and amount of compulsory deposit, he shall be deemed to have acquired all the rights and incurred all the obligations and liabilities of a member of the society as laid down in the Co-operative Societies Act, the rules.

Employment

He will be permanently employed in the Ministry of New and Renewable Energy.

Legal

He is competent to contract under section 11 of the Indian Contract, 1972, Rule 2007.

Welfare

In case of death of a member, an amount of Rs 10000/- will be given to his family.

Welfare

Rs.1100/- as Ex-Gratia at the time of Superannuation of member.

Approvement

His written application for membership has been approved by the managing committee.

Nonaffiliation

He is not a member of any other primary society dispensing credit with limited or unlimited liability.

Feature

The Society is administered by an elected Managing Committee.

Feature

Society is trying to computerized its accounts.

Our Attachements

Download and View the Forms and Certificate Pdfs Below

Loan Appication Form

Click Here to View the Form

Registration Form

Click Hre to View the Form

Society Certificate

Click Here to View the Certif

Office Locations

The society operates from multiple strategically located offices to efficiently serve its members. Staffed with competent personnel, these offices handle various administrative and member-related activities, ensuring convenience and satisfaction.

Registered Address

Block 14, CGO Complex, Lodhi Road, New Delhi.

Operational Address

Atal Akshay Urja Bhawan. Lodhi Road, New Delhi.

What Our Members Say

Discover firsthand experiences from our valued members at DNES Employees Co-operative Thrift & Credit Society Ltd. Read their stories of financial achievement, savings triumphs, and the exceptional support they’ve received on their journey towards financial stability and success.

Since becoming a member of DNES Employees Co-operative Thrift & Credit Society Ltd, I’ve felt more financially secure than ever before. Their simple approach to banking has helped me build a strong foundation for my future.

Mohan Prasad
Member

I’ve been a loyal member of DNES Employees Co-operative Thrift & Credit Society Ltd for years, and I can confidently say that it’s one of the best decisions I’ve made for my financial future. Their reliable savings plans and hassle-free loan options have helped me navigate through various life milestones with ease.

Anajli Kumari
Member

As a member of DNES Employees Co-operative Thrift & Credit Society Ltd, I feel empowered to take control of my finances and work towards my goals. The cooperative’s transparent practices and emphasis on financial education have equipped me with the knowledge and tools needed to make informed decisions about my money.

Mahendra Singh
Member